A USDT BEP20 wallet is any cryptocurrency wallet that supports Binance Smart Chain (BSC). Your wallet address on BSC always starts with "0x" and is used for both receiving and sending BEP20 tokens. Popular choices include MetaMask, Trust Wallet, and Ledger hardware wallets.
To receive USDT BEP20, share your BSC wallet address (0x format) with the sender and specify the BEP20 network. To send, enter the recipient's 0x address, confirm you are on BSC, and ensure you have a small amount of BNB in your wallet to cover gas fees — typically less than $0.10.
MetaMask is a browser extension and mobile app that works with all EVM-compatible networks including BSC. After installing MetaMask, add the BNB Smart Chain network manually (Chain ID: 56, RPC: https://bsc-dataseed.binance.org/) and then import the USDT contract address. All transactions require BNB for gas.
Trust Wallet is a mobile-first option with native BSC support. It automatically detects USDT BEP20 once you connect to BSC and fund the wallet. Trust Wallet also integrates a built-in DEX for swapping tokens directly.
Ledger hardware wallets support BSC via Ledger Live or by connecting Ledger to MetaMask. Storing USDT BEP20 on a hardware wallet provides the highest level of security, keeping your private keys offline and protected from online threats.
Regardless of the wallet you choose, never share your seed phrase or private key with anyone. The BEP20 address format (0x) is identical to Ethereum, but tokens on BSC cannot be recovered if sent to an Ethereum address without a bridge.